Learning resources and events
Educational materials, upcoming sessions, and curated resources for anyone who wants to deepen their understanding of personal finance. All freely available.
Upcoming educational sessions
Reading a financial literacy report: a practical guide
An open session explaining how to read and interpret our quarterly reports. We walk through indicator definitions, what the charts show, and how to understand what the data does and does not tell us. Designed for educators, researchers, and curious citizens alike.
Household budgeting: concepts and frameworks
An educational session covering different approaches to household budgeting as a concept. We do not recommend specific tools or products — instead, we explain the principles behind different budgeting frameworks and what research tells us about their effectiveness in different household contexts.
Financial literacy in Spain: findings from three years of data
An in-person and online presentation of longitudinal findings from Fundalario's research programme. Covers changes in financial literacy scores across demographic groups, emerging patterns in savings behaviour, and the evolution of our indicator methodology over three years of quarterly publication.
Understanding pension systems: what citizens need to know
A purely educational session on how public and private pension systems work in Spain, based on publicly available information. This session does not give retirement advice. It explains the structural elements of the pension system, how contributions are calculated, and what research shows about public awareness of these systems.
Educational materials library
A curated collection of freely accessible materials on financial literacy topics. All resources listed here are publicly available from their respective sources.
Introduction to Financial Literacy Measurement
A guide explaining how financial literacy is defined and measured in academic and policy contexts, including the OECD/INFE framework used as a reference point in our surveys.
Understanding Inflation: a plain-language explainer
A plain-language document explaining what inflation is, how it is measured in Spain, and how it affects the purchasing power of savings and wages over time.
Glossary of Financial Terms
A reference document defining key financial terms used in our reports and in general financial discourse. Updated each quarter to reflect any new terminology introduced in our publications.
Household Savings: concepts and frameworks
An educational document explaining different ways of thinking about household savings — emergency funds, goal-based saving, long-term accumulation — without recommending specific products.
Financial Education in the Spanish Curriculum
An overview of how financial concepts are addressed in Spain's compulsory education curriculum, drawing on publicly available curriculum documents and comparative data from other European countries.
Digital Finance: terminology and concepts
A reference document covering the terminology used in digital financial services — open banking, payment systems, digital wallets — to help citizens engage more confidently with the digital financial landscape.